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© J Loyd 2005-2017.  All rights reserved.

The LPL Financial Registered Representatives associated with this site may
only discuss and/or transact securities business with residents of the following
states:   AZ, CA, CO, FL, IA, IN, NC, NJ, OK, TX, and WY.  No offers may be
made or accepted from any resident outside of these states.

Securities & Advisory Services offered through LPL Financial, a Registered
Investment Advisor.
Member FINRA/SIPC
www.sipc.org   www.finra.org


"Helping Ordinary People
with Extraordinary Resources"

W E A L T H :

Planning

Accumulation
          Preservation
JOHN W. LOYD, CFP®
The Wealth Planner

"It requires a
great deal of
boldness and a
great deal of
caution to make a
great fortune, and
when you have it,
it requires ten
times as much
skill to keep it."

-Ralph Waldo
Emerson
DID YOU KNOW?

Longevity risk is one of the most significant risks faced by retirees.  A 65-year
old married couple has a 92% chance at least one spouse will reach age 80,
and a 57% chance one spouse will reach the age of 90 (Source: Society of
Actuaries, 2011 Risks Report).  Retiring couples need to carefully consider
this when planning for retirement. My office specializes in assisting clients
with striving to minimize the impact of longevity risk (or outliving your money).
Additional information about advisors  associated with this site is also
available online at
http://brokercheck.finra.org/.